The Skinner Team

Mortgages

Person checking their credit score on iphone with plant in the background.

Credit Score: An Element in Real Estate

If you are not purchasing your new home with cash,  your credit holds a significant influence over your ability to secure a mortgage, negotiate favorable terms, and achieve your dream of becoming a homeowner. Your credit score is sometimes misunderstood. Understanding it is a crucial part of obtaining the funds for your new home. Decoding […]

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Life at Altitude – February 2022

Life at Altitude with Danielle Connor February 2022 Second Home & High-Balance Loan Changes & What This Means For Our Market I was going to write a “February Fun” post about winter home care tips and enjoying Summit in the Snow- that is until Lender Letter(LL-2022-01) came out on January 5th. This piece of (electronic)

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What to Know When Going From Renting to Owning

6 Things Renters Should Know in Summit County: When They Go From Renting to Owning 1) Your mortgage can be less than your rent.  That is not always the case but with our extreme rentals rates it definitely can be the case for many people.  When you own a home you will be responsible for

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How Millennials Make the Rent, and the Mortgage, in Denver

How Millennials Make the Rent, and the Mortgage, in Denver Many are moving to the suburbs, which are getting an urban edge. BY MELISSA ALLISON There’s a land of jobs and money where the weather is fine, the air is crisp and the views are well above average. It’s Denver, CO, and its recent discovery by millennials

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5 Home-Buying Mistakes That Can Sabotage Your Retirement

5 Home-Buying Mistakes That Can Sabotage Your Retirement By Daniel Bortz Buying a home is a major step toward building a solid, secure financial future—so whether you’ve made the plunge into ownership or are aiming to soon, you should pat yourself on the back! (This, of course, is not as easy as it seems.) And

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Faces of Denver & Boulder: The Face of Mountain Living

Faces of Denver & Boulder In recent years, Denver has made numerous appearances on lists featuring the best, most exciting places to live in the nation. So it’s no surprise that creative, forward-thinking entrepreneurs and professionals choose to call our city home. Meet some of the brains behind local businesses and leaders in various fields.

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Non-Bank Servicers Creating Bigger Mortgage Problems

Non-Bank Servicers Creating Bigger Mortgage Problems By Catherine Curan It’s hard to find a more sympathetic foreclosure story than Kathleen Conrad’s. The disabled widow of a Marine who served in Vietnam, Conrad, 66, lives in a rundown Westchester house the couple bought in 1999, realizing their modest version of the America dream. But after her

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Income Properties in Summit County

Income Properties in Summit County Summit county is a wonderful place to buy a vacation home, but is it a good place to buy an income producing property? The answer to that question can be very tricky.  With prices on the rise, it is becoming more and more difficult to purchase a property that will

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