The Skinner Team

Annual Credit Report

Don Reynolds, a Senior Loan Officer (CMPS) at Envoy Mortgage, sent out this great email this month: 

I hope this email finds you well.

I wanted to send you a friendly reminder to obtain a free copy of your credit report by going to This site is an initiative mandating that the 3 major credit reporting agencies allow consumers free access to their credit report once every 12 months. I accentuate the word “free” here because there are several other websites with similar names which are not free at all.

I highly recommend that you take advantage of every year as one additional step in protecting yourself from identity theft and to make sure your credit is in good order for the next time you need a mortgage. As always, if you have any questions about this email, or just want to say “Hi”, I’m always here to serve you. Thanks again for your loyal business and referrals.

Don Reynolds | Senior Loan Officer, CMPS
NMLS: NMLS # 1217170 | LO State Lic:
10 year resident of Breckenridge, Colorado
“Serving Colorado and it’s Mountain Communities”
Envoy Mortgage, Mountain Regional Center
9035 Wadsworth Parkway Suite 2730
Westminister, CO 80021
(970) 455-1008 Office Phone
(970) 333-3409 Cell Phone
(970) 480-1001 Fax Phone

This is great advice not only as we head into tax season, but also in general if you are interested in buying a home or investing in a second property.