The Skinner Team

Mortgage

Interest Rates

Did you know Interest Rates Are Low Right Now?  Interest rates have been one of the biggest incentives to purchase a home over the last few years.  With interest rates at historic lows, you are able to borrow more money that you would otherwise.  Your interest makes up a huge portion of your monthly mortgage […]

Interest Rates Read More »

What to Know When Going From Renting to Owning

6 Things Renters Should Know in Summit County: When They Go From Renting to Owning 1) Your mortgage can be less than your rent.  That is not always the case but with our extreme rentals rates it definitely can be the case for many people.  When you own a home you will be responsible for

What to Know When Going From Renting to Owning Read More »

5 Home-Buying Mistakes That Can Sabotage Your Retirement

5 Home-Buying Mistakes That Can Sabotage Your Retirement By Daniel Bortz Buying a home is a major step toward building a solid, secure financial future—so whether you’ve made the plunge into ownership or are aiming to soon, you should pat yourself on the back! (This, of course, is not as easy as it seems.) And

5 Home-Buying Mistakes That Can Sabotage Your Retirement Read More »

Non-Bank Servicers Creating Bigger Mortgage Problems

Non-Bank Servicers Creating Bigger Mortgage Problems By Catherine Curan It’s hard to find a more sympathetic foreclosure story than Kathleen Conrad’s. The disabled widow of a Marine who served in Vietnam, Conrad, 66, lives in a rundown Westchester house the couple bought in 1999, realizing their modest version of the America dream. But after her

Non-Bank Servicers Creating Bigger Mortgage Problems Read More »

Can Cash Offers Get You A Better Deal?

You’ve heard the old adage that seller’s love cash offers.  Why does a cash offer matter and can you get a better deal purchasing with cash?   Cash offers allow the buyer to waive a lot of the financing contingencies.  What does this mean?  It means that you don’t have to have a bank approve

Can Cash Offers Get You A Better Deal? Read More »

The 6 Worst Homes for First-Time Buyers

Angela Colley at Realtor.com has outlines which type of first-time homebuyers you shouldn’t be. If you’re ever unsure about any step in the home buying process never hesitate to ask your realtor. The 6 Worst Homes for First-Time Buyers By Angela Colley Deciding to buy your first home is a little scary. Looking for a

The 6 Worst Homes for First-Time Buyers Read More »

5 Tax Benefits of Owning a Second Home

As a RSPS certified realtor I can help you find your perfect family get away. Realtor.com explains how owning that home can even help get you more tax benefits.  5 Tax Benefits of Owning a Second Home  By Renee Morad There are tons of benefits that come with owning a second home: novelty and adventure, a place to

5 Tax Benefits of Owning a Second Home Read More »

So You Wanna Buy a House? Step 10: Negotiate Closing Costs

Closing costs can be a good place to negotiate with the home sellers. Realtor.com outlines what goes into your closing costs and how to potentially save money up front. So You Wanna Buy a House? Step 10: Negotiate Closing Costs By Jamie Wiebe If you’re gearing up to buy a home, one bitter pill you’ve got

So You Wanna Buy a House? Step 10: Negotiate Closing Costs Read More »

Appraisal Volume Rises As Spring Homebuying Season Starts Early

With appraisal volumes rising be sure to get your high country escape while there is inventory in Summit County. Brena Swanson explains why the homebuying season has started early from HousingWire. Appraisal Volume Rises As Spring Homebuying Season Starts Early by Brena Swanson Appraisal volume jumped 8.4% for the week of Feb. 21, marking the fifth consecutive week

Appraisal Volume Rises As Spring Homebuying Season Starts Early Read More »