At The Skinner Team, we work with many clients who aren’t just searching for a home in the Colorado mountains, they’re also looking for ways to build long-term financial stability through Summit County real estate and Eagle County real estate.
From ski-in/ski-out condos in Breckenridge to luxury homes in Vail, investment properties in Frisco and Silverthorne, and vacation rentals in Avon and Edwards, real estate across these highly desirable markets has consistently proven to be one of the most effective tools for building and preserving wealth.
Owning property in Summit and Eagle Counties offers more than just stunning mountain views and weekend getaways. It’s a chance to invest in assets that appreciate over time, generate income, and support both your personal lifestyle and your long-term financial goals.
Summit County continues to see steady growth in property values. With limited inventory, consistent demand, and an unbeatable setting in the heart of Colorado, homes in this area tend to hold and increase their value over time. For instance, Breckenridge experienced a 12.05% increase in the number of sales in Q1 2025 compared to the same period in 2024.
Eagle County also shows promising trends. The average sales price in 2024 reached $2,475,614, in 2025 marking a 7.11% increase over 2023. This growth reflects the area’s appeal and the ongoing demand for mountain properties.
Mountain resort towns like Breckenridge and Vail often hold their value better than the national average, even during economic shifts. These are lifestyle-driven markets with high desirability, limited inventory, and international appeal which helps protect your investment over time.
If you’re not living in your property full time, short-term rentals can provide a valuable source of income. Summit County’s year-round attractions ensure a steady stream of visitors. Notable, Breckenridge summer occupancy rate for 2024 was up 2% from the previous summer, according to Summit Mountain Rentals.
In Eagle County, Vail and Beaver Creek remain a hotspot for vacation rentals. Properties near the slopes, especially ski-in/ski-out condos, are in high demand, offering investors consistent rental income.
Not every property needs to be a vacation rental to generate income. In the high country, there is strong and consistent demand for long-term rentals, especially from local workers and seasonal employees. With limited housing stock and rising prices, long-term rentals are a practical way to generate stable income while holding your property for future appreciation.
If you are not planning to live nearby full-time, local property management companies can handle everything from booking and maintenance to guest services and tenant relations. This makes it easier to invest, even from a distance while ensuring your asset is well cared for.
With each mortgage payment, you’re building equity. That equity represents real ownership and real value. Over time, as you pay down your loan and your property appreciates, you’ll have a growing financial asset that can be leveraged for future opportunities.
One of the biggest advantages of real estate is leverage. With a relatively small downpayment, you can control a much larger asset. As your property appreciates and your tenants help you pay down your mortgage, your return on investment can far outpace what you might earn in more traditional investments.
Real estate comes with some great tax advantages that can really boost your bottom line. Many buyers don’t realize you can deduct mortgage interest, property taxes, and, if you’re renting the home, things like maintenance and management costs. You can also take advantage of depreciation, which lets you deduct a portion of the property’s value each year, another smart way to offset income.
If you plan to rent the property full-time or long-term, even travel costs to check on or maintain the home may be deductible.
There are plenty of ways to make the most of the tax benefits that come with real estate ownership and investment. It’s always a good idea to talk with your CPA to understand what applies to your situation.
One of the unique aspects of real estate is that it can be both an investment and a place to enjoy. Whether it’s your primary home, a vacation property, or a future retirement spot, your investment is something you can use and share. It also creates the opportunity to build generational wealth by passing the property down in the future. In many cases, when real estate is transferred upon death, your heirs may benefit from a step-up in cost basis. This can significantly reduce capital gains taxes if they choose to sell and help preserve more of the property’s value for your family.
Whether you plan to hold your property for retirement, pass it on to the next generation, or exchange it for a different asset in the future, real estate offers flexibility. Tools like the 1031 exchange can help you grow your portfolio while deferring taxes, allowing you to build long-term wealth strategically.
Whether you’re exploring homeownership for the first time or adding another property to your portfolio, our team is here to help. We are brokers and real estate investors ourselves. We know the Summit and Eagle County markets inside and out, and we’re committed to helping you find a property that supports your goals, both personal and financial. Let’s get together and see what is possible.
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Disclaimer: All information contained in this web site is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal notice. COMtnRealty.com believes all information to be correct but assumes no legal responsibility for accuracy.
