Category Archives: Summit County Real Estate

Mountain Events: Dec. 14-16

Friday, December 14th

Winter Dew Tour: Various Times, Breckenridge

Warren Station Ornament Painting: Ready, Paint, Fire! Keystone and Breckenridge

A Christmas Story: 7:30p Breckenridge Backstage Theatre

Constellations: 7:30p Lake Dillon Theatre Co., Silverthorne

U.S. Revolution Tour: Various Times, Copper Mountain

Saturday, December 15th

Winter Dew Tour: Various Times, Breckenridge

Tune Your Gear & Drink a Beer: 4p Angry James Brewery, Silverthorne

Winter Ice Skating Show: 7p Stephen C. West Ice Arena, Breckenridge

B.L.A.M! (Beer, Local Art, & Music) at Warren Station: 5p Warren Station at Keystone

Constellations: 7:30 Lake Dillon Theatre Co., Silverthorne

Sunday, December 16th don

Winter Dew Tour: Various Times, Breckenridge

Storytime with Santa Claus: 4:30p The Next Page Books & Nosh, Frisco

Success Story! Breckenridge, CO

It is such a pleasure getting to know our clients. Anne had the privilege of helping this amazing couple find their perfect Breckenridge dream home. Using her intimate knowledge of the community and services Anne was able to resolve and help her clients feel comfortable with every issue that came up.

Don’t just take our word for it, hear from the happy homeowner!

For more information on the Summit County market or to find your own mountain home please contact me!

November Market Stats Update

Here is where you can find all the latest info on the Summit County, CO market from Anne & Molly of The Skinner Team. Including our monthly video series and information compiled by the Land Title Guarantee Company.

A Review of November 2018 Market Stats Info:

October 2018 Market Analysis

Please note that Land Title data comes from actual recorded transactions at the County Clerk and Recorder’s Office for that particular month. The information is not directly related to MLS data. The data is an unofficial tabulation of Summit County Records that are believed to be reasonably accurate. If you choose to utilize this marketing information in any publications or websites, please make sure you are quoting Land Title as your source. You are welcome to utilize this link within your own websites.

  • Market Analysis by Area for October 2018: There were a total of 236 transactions and $182,673,300 in monetary volume. The average transaction price for all 18 reported areas, plus Deed Restricted transactions, was $812,344, average residential price was $818,498 and average residential PSF was $481.
  • Year to Date Market Analysis ( 10 months): Monetary volume in YTD 2018 totaled $1,451,784,955 with 2102 transactions: $717,060 average transaction price, $748,403 average residential price and average residential PSF $469.
  • Market Snapshot for Years 2018 vs 2017:  Average Indicators for $: Single Family +5%, Multi- Family +9% and Vacant Land +14%. Median Indicators for Single Family +7%, Multi- Family +10% and Vacant Land +18%.
  • Market Analysis % Change 2018: Monetary volume ($182,673,300) in October 2018 was down 14% from October 2017. Transactions (236) were down 27% from October 2017.  YTD 2018 monetary volume is up 7% from YTD 2017, and transactions are now down 2% YTD 2018 compared to YTD 2017.
  • Residential Cost Analysis:  Residential volume in October had 193 transactions with $157,970,200 gross volume. There were 37 properties that sold for $1M and above in October.  The most active price points were between $300K-$500K with 60 transactions. There were also quite a few transactions in October between the price points of $500K-$600K with 28 transactions. There were 75 Single Family, 118 Multi-Family and 12 Vacant Land transactions.
  • Average Price History by Type 2018: Average price for residential Single Family: $1,298,937, Multi- Family: $513,135 and Vacant Land: $367,042.
  • Comparative Historical Cost Analysis YTD 2018: There were 1662 residential transactions and $1,243,846,478 gross $ volume with 309 properties selling for $1M and over. YTD 2017, there were 1810 residential transactions and $1,226,952,645 gross $ volume with 287 properties selling for over $1M. YTD 2016, there were 1692 transactions with $964,853,906 gross $ volume with 175 properties selling for over $1M.
  • Top Lender Analysis October 2018: There were 529 loans in October. 72% of purchasers closing with financing at the time of the sale, there were 110 REFI’s and 248 loans were timeshare related. 28% of the real estate closings were cash transactions.
  • Market Highlights:  Please see page 11 of the Market Analysis- You can note the higher priced sale in October in the Shock Hill area at $4,091,500. The top priced PSF in the Village at Breckenridge at $961.
  • Foreclosures:  There were 4 Foreclosure actions taken in October compared to 3 last October 2017.
  • Purchaser Profile Abstract:  There were 41 upper end sales in October 2018 compared to 40 in September 2018. Our buyers for real estate transactions for 2018: Front Range demographic at 42% of our market, 28% are “local” and 31% are out of state buyers with 0% International. Please note page 17 comparing demographics of our buyers through 2013.
  • Land Title New Development Summary: This (page 18) shows all the new construction each month, there were 22 in October.

Historical Summit County Market Analysis
Click here for Archived Summit County Market Analysis

Cucumber Creek Estates – New Construction!

Cucumber Creek Estates

Breckenridge Lands is delighted to announce its newest offering of luxury homes centrally situated between the base of Peak 8 and historic Main Street. Cucumber Creek Estates incorporates five cottages and twelve paired residences tucked behind the Nordic Center, backing Shock Hill and adjoining the Cucumber Creek Open Space. Owners will enjoy exterior maintenance free living, exceptional access to skiing and the finest finishes.

Available Properties

Master Pan: 


Want to learn more? Contact us today for more information on this new construction in Summit County! 

Your Step-By-Step Guide to Mortgage Pre-Approval

HomeKeepr: Your Step-By-Step Guide to Mortgage Pre-Approval

If you find yourself sitting in a strange hallway, waiting for a stranger in a suit to size you up and decide if you’re worthy as your palms sweat and your breath gets just a little bit harder to push out, you might be waiting for your appointment for your mortgage pre-approval. You’re one step closer to owning your own home, but this one is a doozy.

Let’s talk mortgage pre-approval step-by-step.

Step One: Mortgage Pre-Qualification Versus Pre-Approval

You probably already have a pre-qualification letter saying that you can probably buy a house in a particular price range, so why isn’t this enough? A lot of homebuyers find this part of the process confusing, and frankly, it can be. Your pre-qualification was probably done over the phone or on your first meeting with your lender. They asked you a bunch of questions about your income, your job and maybe even pulled a “soft” credit report to get some idea about your debts.

Based on this information, they gave you the details on the kinds of programs you’re eligible for and how much you can expect in buying power. You probably got a letter that you could show your Realtor to help guide the buying process. The difference between the pre-qualification and the pre-approval is simple: a pre-qualification is based largely on your word. If you give the lender incorrect information, they’ll give you a pre-qualification letter that’s not right.

A pre-approval, on the other hand, takes a harder look at your background, work history and requires a full credit report and FICO score to ensure that you can, in fact, pay back a note.

Step Two: Documentation

Your next meetup with the nice banker is going to be to deliver documents, provide consent to pull a full credit report and, if you’ve already found one, give them the information on the home you’ve put under contract (in some areas your Realtor can do this last bit for you).

Documentation you’ll be asked to bring will include pay stubs, bank statements and tax returns, along with other information that may be needed to verify your income source or sources. Self-employed people, for example, are sometimes required to prepare profit and loss statements (or just pony up more tax returns). If you have assets like a 401(k) or even a CD, you’ll want to bring the details on these, too.

Step Three: The Loan Estimate Form

You’re going to get a copy of something called the Loan Estimate Form, probably at the same meeting where your lender pulls that full credit report and takes all your papers away. This form explains exactly how much they expect you’ll need to bring to closing, along with itemized estimated fees to plan for at closing. If you’re shopping your loan, collect these and compare them side by side before you make your final choice.

But don’t spend too much time crunching the numbers. Just like your contract (and the National Association of Realtors) says, “Time is of the Essence.”

Step Four: Acceptance

Once you’ve had a few minutes to review the paperwork and you’ve made your final pass through the numbers, all that’s left is to call the lender you’ve chosen and let them know you need that pre-approval letter sent over to your Realtor.

Understand that a pre-approval is not a guarantee that you’re going to get the money you need to close. Several things can go wrong along the way through underwriting, including, but not limited to:

– Unverifiable income (this is often due to issues with overtime)
– A change to your credit score.
– An increase in your debt to income ratio
– An undocumented change in employment
– Assets that are unverifiable

The best plan is be totally honest with your lender when you get your pre-approval so that you don’t get a last minute call telling you that your loan has been denied (this actually happens, so pay everything on time and don’t take out new credit lines or add to old ones until you’ve got the keys in your hand).

When is the Best Time to Make an Offer?

Ideally, you should have a pre-approval letter in hand before you so much as set foot into the first house you’re considering for purchase. After all, the seller isn’t going to think you’re all that serious without one, nor will they be keen to want to negotiate under these circumstances.

Help your banker help you get the best deal on the house of your dreams, save everybody a lot of headaches and get that pre-approval first. Knowing how much your closing costs are going to be will also help your Realtor write your contract accordingly if they should need to be wrapped into your mortgage.

Basically, that document is the key to everything. So, no pressure.

When You Need a Loan for Your Home…

Finding a banker you can trust these days couldn’t be easier! Check out the lenders that your Realtor has already recommended within your very own HomeKeepr community. These are banking pros that your agent has worked with enough that they know they can do the job and will make sure you don’t get a big surprise a few days before closing.

Mountain Events: Dec. 7-9

Friday, December 7th

Paint Your Own Gingerbread House: 11a – 7p Ready, Paint, Fire! Various locations

Lighting of Dillon: 4:30p -7p Town of Dillon

Silverthorne Holiday Celebration: 4:30p – 7p Silverthorne

11th Annual Wassail Days

Wassail Night at the Museum: 5p Frisco

Constellations: 7:30p Lake Dillon Theatre Co., Silverthorne

Toyota U.S. Grand Prix: 11a – 12:40p Copper Mountain

Saturday, December 8th

Breakfast with Santa: 8:30a- 11a Town of Frisco

Second Saturdays for Families: 10a – 12p

Lighting of Breckernidge & Race of the Santas: 3p – 7p Breckenridge

11th Annual Wassail Days

The Nutcracker Suite & Holiday Showcase: 3:30p & 6:30p Warren Station, Keystone

Sunday, December 9th

Craft + Cocktails Holiday Market: 11a – 6p Breckenridge Distillery

Handmade Holiday: 3p -7p Various Locations, Breckenridge

Madagascar Jr.: 1p Lake Dillon Theatre Co., Silverthorne

11th Annual Wassail Days

Constellations: 6:30p Lake Dillon Theatre Co., Silverthorne


Success Story! Dillon, CO

As the winter season begins, buyers are trying to get into their own mountain homes. Anne helped a wonderful couple find their perfect condo in Dillon just in time for winter! Radon was a concern for the buyers and Anne was able to work with local professionals to ensure that a radon mitigation system could be installed. Making sure clients feel comfortable throughout the transaction process and in their new home is a priority for The Skinner Team. Anne was so happy to get this wonderful couple into their Dillon escape.

Don’t just take our word for it, hear from the happy homeowner!
For more information on the Summit County market or to find your own mountain home please contact me!

Breckenridge, CO Lot For Sale


106 Lake View Cir. East
Breckenridge, CO 80424
(Farmers Korner)

  •  0.47 Acres
  • Unimproved
  • Easily buildable Lot
  • Located centrally to Frisco & Breckenridge
  • Close to Lake Dillon, Rec Path, and the Frisco Peninsula

This 0.47 acre lot located centrally in Summit County between Frisco and Breckenridge is the perfect blank canvas for your mountain home. Nestled in Farmers Korner under the Ten Mile Range, this lot is cleared and easily buildable. Located close to Lake Dillon, the recreation path, and the Frisco Peninsula there are endless adventure possibilities right outside your new front door! 

For more information about this listing please contact me:

Skinner Team and KW

Alma, CO Land For Sale


275 Mine Dump Rd.
Alma, CO 80420
(Placer Valley)

  •  0.99 acres
  • Seasonal Creek North Side of Property
  • Tree Coverage for privacy
  • Unimproved

This .99 acres lot located in beautiful Placer Valley in Alma, CO is the perfect blank canvas. With a seasonal creek on the north side of the property and no improvements this lot can be the start to your own mountain dreams. Not to mention the trees with help keep your piece of Alma private. There is abundant wildlife including moose seen on the property frequently. This lot is just a short drive to the town of Alma and only 18 miles from Main Street Breckenridge!

For more information about this listing please contact me:

Skinner Team and KW

Mountain Events: Nov. 30 – Dec. 2

Friday, November 30th

Community Mural with Liz Von Graevenitz: 1p – 5p Robert Whyte House, Breckenridge

11th Annual Wassail Days Begins: Town of Frisco

Warren Station Winter Comedy Series w/ Jim Colliton: 7p Warren Station, Keystone

Constellations: 7:30p Lake Dillon Theatre Co., Silverthorne

Saturday, December 1st

Holiday Bazaar: 9a – 3p Silverthorne Pavilion

Snowsation w/ the Strumbellas: 12p Copper Mountain

38th Annual Ski Ball: 6p Keystone Conference Center

Santa Visits the Museum: 10a – 12p Historic Park & Museum, Frisco

Sunday, December 2nd

Gold Run Nordic Center Open House: 9a – 4p Breckenridge

Soup Cup Classic: 2p – 4p Frisco Adventure Park

Make $5 Ornaments All Day: 11a – 6p Ready, Paint, Fire! Keystone & Breckenridge

Real Estate in Frisco, Breckenridge, Dillon, Silverthorne, Keystone, Copper Mountain, Vail, Beaver Creek and other surrounding areas

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