Demystifying the DSCR Loan
When embarking on the exciting journey of home buying, securing a loan is often your inaugural step. Amidst the plethora of loan options, today, we shine a spotlight on a financial luminary
Mortgage
Navigating Interest Rates in the Current Housing Market
In the constantly evolving backdrop of the housing market, interest rates play a crucial role. As a homeowner and as a potential
Understanding Return on Investment vs. Return on Equity as it Relates to Rental Income on Real Estate
Investing in real estate is a popular and effective way to build wealth over time. But when it comes to calculating the success of your investment, it’s important to understand the difference between return on investment (ROI) and return on equity (ROE). ROI measures the amount of money you make on your investment relative to …
Loan Options and Seller Concessions in Today’s Market
Are you ready to make a purchase, but unsure about the best route to go with the changing landscape of the real estate market and mortgage loan options? This month, I’d like to show you how to get creative with loan types and buydowns, and seller credits at closing to create a win-win all around! …
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Anonymity & Protecting Your Real Estate Investments
As a real estate investor, protecting your assets should be a top priority. Setting up LLCs correctly and choosing anonymity for those LLCs can be very helpful. Since you don’t know when things might go awry, you’ve got to be prepared! If you or your property are the source of a lawsuit or have done …
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Life at Altitude – March 2022
Life at Altitude with Danielle Connor March 2022 To HOA, or not to HOA? As our team’s Buyer Specialist, I field a lot of questions about Homeowners Associations. “Are they actually helpful?” “Aren’t HOAs super restrictive with what I can do?” “Why are they so much per month?” There aren’t black and white answers for …
2022 Legislation for Landlords & Tenants
2022 Legislation for Landlords & Tenants Presented by The Skinner Team |KW Top of The Rockies Information provided by the Colorado Department of Regulatory Agencies With many of our clients owning investment properties that are utilized for rentals, we thought it would be beneficial to share the updated Colorado Landlord & Tenant Laws and Responsibilities …
Life at Altitude – February 2022
Life at Altitude with Danielle Connor February 2022 Second Home & High-Balance Loan Changes & What This Means For Our Market I was going to write a “February Fun” post about winter home care tips and enjoying Summit in the Snow- that is until Lender Letter(LL-2022-01) came out on January 5th. This piece of (electronic) …
Short Term Rentals – June 1, 2020
The Colorado Department of Public Health released their guidance for short-term rentals effective June 1, 2020. Below you will find the State and the County guidelines for re-opening a short-term rental. Colorado Short Term Rental Guidelines – Safer at Home Short Term Rentals Summit County Short Term Rental Guidelines Summit County Lodging Guidance Expedia Group …
Federal Housing Finance Agency Resources
The FHFA has compiled information to help homeowners (and renters) effected by the Coronavirus. If your loan is owned by Fannie Mae or Freddie Mac (You can check here for Fannie Mae, and here for Freddie Mac) then you might be eligible for help if coronavirus has effected your job status or health. FHFA information …