Conventional Mortgages and The Understanding Behind Them
Welcome to the world of mortgages, where the term “conventional mortgages” is often thrown around. But fear not, we’re here to simplify this common mortgage type in a friendly and approachable manner! Understanding Conventional Mortgages What is a Conventional Mortgage? So, what exactly is a conventional mortgage? In simple terms, it’s a home loan that […]
Credit Score: An Element in Real Estate
If you are not purchasing your new home with cash, your credit holds a significant influence over your ability to secure a mortgage, negotiate favorable terms, and achieve your dream of becoming a homeowner. Your credit score is sometimes misunderstood. Understanding it is a crucial part of obtaining the funds for your new home. Decoding […]
Mortgage: Loan Basics for Beginners
For many, owning a home is part of the American dream. And for most, getting a mortgage is just one of the steps to getting there. In this blog, we will cover some of the mortgage basics, including defining a mortgage, how to get one, introduction to the types of mortgages and the benefits of […]
Simplifying Conforming Loan Limits
When securing a loan for a new home, commonly known as a mortgage, the amount you can borrow is constrained by certain factors. Your creditworthiness and the extent to which you can allocate funds monthly, as influenced by your debt-to-income ratio, play pivotal roles in determining this limit. Lenders adhere to guidelines set by the […]
Key Insights for 2024: Residential Real Estate Tax Implications
As we step into 2024, it’s crucial to understand taxes concerning residential properties both in Summit County, CO and throughout the country. Whether you’re a seasoned investor or a homeowner looking to optimize your tax situation, staying abreast of the latest regulations and strategies is pivotal. Below are some essential insights to empower you with […]
Land Purchase FAQ’s
Land Purchase FAQs You’re reading this because you want to buy land, or are at least thinking about it, and we are SO here for that! Anne recently had a number of interesting mining claim listings come on in Idaho Springs, and so many of you reached out to us to find out more information. […]
The Home Selling Process
Back to School- Why use a RE Professional & Quiz Your Broker!
Many are preparing for “Back to School” in August and, for my family, we are sending our son to school for the first time! It’s vital for me to ask the right questions and feel prepared for the school year so I have an idea of what to expect, and I’m also left hoping we […]
4 Tips for Improving your Credit Score
Buying a home is a huge decision – and there are many moving parts to help it all come to fruition. Improving your credit score is one of the most important parts, and is something that needs to be done ahead of time. This isn’t always a speedy process, so getting a head start is […]
Your Step-By-Step Guide to Mortgage Pre-Approval
HomeKeepr: Your Step-By-Step Guide to Mortgage Pre-Approval December 2, 2018 Anne Skinner If you find yourself sitting in a strange hallway, waiting for a stranger in a suit to size you up and decide if you’re worthy as your palms sweat and your breath gets just a little bit harder to push out, you might be waiting […]
