The Skinner Team

mortgage

Conventional Mortgages

Conventional Mortgages and The Understanding Behind Them

Welcome to the world of mortgages, where the term “conventional mortgages” is often thrown around. But fear not, we’re here to simplify this common mortgage type in a friendly and approachable manner! Understanding Conventional Mortgages What is a Conventional Mortgage? So, what exactly is a conventional mortgage? In simple terms, it’s a home loan that […]

Conventional Mortgages and The Understanding Behind Them Read More »

Person checking their credit score on iphone with plant in the background.

Credit Score: An Element in Real Estate

If you are not purchasing your new home with cash,  your credit holds a significant influence over your ability to secure a mortgage, negotiate favorable terms, and achieve your dream of becoming a homeowner. Your credit score is sometimes misunderstood. Understanding it is a crucial part of obtaining the funds for your new home. Decoding

Credit Score: An Element in Real Estate Read More »

Loan

Simplifying Conforming Loan Limits

When securing a loan for a new home, commonly known as a mortgage, the amount you can borrow is constrained by certain factors. Your creditworthiness and the extent to which you can allocate funds monthly, as influenced by your debt-to-income ratio, play pivotal roles in determining this limit. Lenders adhere to guidelines set by the

Simplifying Conforming Loan Limits Read More »

taxes, tax papers, real estate tax

Key Insights for 2024: Residential Real Estate Tax Implications

As we step into 2024, it’s crucial to understand taxes concerning residential properties both in Summit County, CO and throughout the country. Whether you’re a seasoned investor or a homeowner looking to optimize your tax situation, staying abreast of the latest regulations and strategies is pivotal. Below are some essential insights to empower you with

Key Insights for 2024: Residential Real Estate Tax Implications Read More »

Back to School- Why use a RE Professional & Quiz Your Broker!

Many are preparing for “Back to School” in August and, for my family, we are sending our son to school  for the first time! It’s vital for me to ask the right questions and feel prepared for the school year so I have an idea of what to expect, and I’m also left hoping we

Back to School- Why use a RE Professional & Quiz Your Broker! Read More »

Your Step-By-Step Guide to Mortgage Pre-Approval

HomeKeepr: Your Step-By-Step Guide to Mortgage Pre-Approval  December 2, 2018 Anne Skinner If you find yourself sitting in a strange hallway, waiting for a stranger in a suit to size you up and decide if you’re worthy as your palms sweat and your breath gets just a little bit harder to push out, you might be waiting

Your Step-By-Step Guide to Mortgage Pre-Approval Read More »